Category Archives: Mortgages

Cash-Out Refinance Calculator

A cash-out refinance is process of replacing your current home loan with a fresh mortgage that is higher than the outstanding loan balance on your home. The difference between the new mortgage and your current mortgage can then be withdrawn in cash. The cash is then put towards debt consolidation, home remodeling, or any other […]

Cash-Out-Refinance

Cash Out Refinance Tips

Let’s talk about cash-out refinances. A cash-out refinance is unique in that it adds a new home loan for more than you owe on your home, which replaces your existing mortgage. The difference between the two is given to you in cash, giving you the ability to use it for things such as debt consolidation, […]

FHA Streamline Refinance

The appraisal is one of the biggest hurdles that prospective homebuyers face when looking to obtain an FHA loan. Fortunately, an FHA streamline refinance helps to skip over that. This little shortcut can save you tons of time and money. It is important to note that not everyone can take advantage of an FHA streamline […]

First-Time Homebuyer

First Time Colorado Home buyer Tips

When starting out on your journey to homeownership, you want to consider local and national homebuyer assistance programs. There are a variety of state housing authorities out there who combine favorable interest rates and payment grants, as well as federal tax breaks. These first-time home buyer assistance programs are known for aiding prospective home buyers […]

Refinance Calculator

When it comes to your refinance, you’ll likely want to calculate your savings. The time that you plan to stay in your home is the time we use to add up your total savings. You can think of your total savings made up of up two separate parts: Cash savings The difference in the amount […]

Mortgage Calculator

Refinance Calculator

Mortgage calculator allows you to estimate your monthly house payments. All you have to do is include a few necessary variables, including your taxes, insurance, private mortgage insurance, principal, and interest. It allows you to see how your monthly payments will change as you update your home price, interest rate, down payment, and term of […]

Amortization Schedule

compare-mortgage-rates

Amortization is the process of paying off a debt over a specified period of time in equal money installments. Some of the payments that you make will go toward the loan principal while another portion of those payments will go toward the overall interest. The amount of that payment that goes toward the principal loan […]

30-Year Mortgage Rates

Getting the best mortgage

When it comes to picking a term for a mortgage, one of the most popular is the 30-year term. 30-year fixed-rate mortgages are very popular, s they are suitable for refinancing. They provide home buyers with the flexibility to afford larger mortgage loans, as the payments are more and more affordable, spread out over thirty […]

Cost Of Living Calculator

We can’t think of another variable that is anywhere near as important as finding out the cost of living before moving to a new state, city, or town. We hear the term “cost of living” thrown around quite often, though not many people are aware of what it is exactly. The “cost of living” is […]